Important Disclaimers and Legal Information
Past performance does not guarantee future results
Financial planning involves risk and individual results may vary based on personal circumstances
General Information Disclaimer
The information provided on this website is for general informational purposes only and should not be considered as professional financial advice tailored to your specific situation.
This disclaimer applies to all content, services, and information provided through our website and subscription services.
Information Accuracy and Completeness
While we strive to provide accurate and up-to-date information, we cannot guarantee the completeness or accuracy of all content presented.
- Market conditions and financial regulations change frequently
- Information may become outdated between updates
- Individual circumstances may require different approaches than those discussed generally
Limitation of Liability
Our liability for any claims arising from the use of our services is limited as follows:
We exclude liability for:
- Indirect or consequential financial losses
- Lost profits or business opportunities
- Decisions made based solely on general information provided
- Third-party actions or market volatility
Professional Financial Advice
Our subscription service provides general financial planning guidance and should be considered as part of your overall financial decision-making process.
For specific financial decisions, consider consulting with qualified financial advisors familiar with your complete financial picture.
External Links and Third-Party Content
Our website may contain links to third-party websites or reference external financial institutions and services.
We are not responsible for the content, accuracy, or practices of external websites and services.
Individual Results and Outcomes
Individual results may vary
Financial outcomes depend on numerous personal factors including income, expenses, risk tolerance, and individual commitment to implementing planning strategies.
Intellectual Property Rights
All content, methodologies, and materials provided through our subscription service are protected by intellectual property laws.
Unauthorized reproduction or distribution of our proprietary content is prohibited.
Governing Law and Jurisdiction
These disclaimers and all related matters are governed by Malaysian law.
Applicable Law: Malaysian federal and state regulations regarding financial services and consumer protection
Jurisdiction: Malaysian courts have exclusive jurisdiction over disputes arising from these disclaimers
Local regulations may apply additional consumer protections beyond those stated here.
User Indemnification
Users agree to indemnify and hold harmless Quiloranthes from claims arising from misuse of information or services provided.
Severability of Terms
If any portion of these disclaimers is found unenforceable, the remaining provisions shall continue in full effect.
Disclaimer Modifications
We reserve the right to update these disclaimers to reflect changes in our services or applicable regulations.
Continued use of our services after modifications constitutes acceptance of updated terms.
Questions About These Disclaimers
For questions regarding these disclaimers or our services, contact us:
Last Updated: August 12, 2025
Effective Date: August 12, 2025